What happens after i've reported an accident to my insurance company?
Q. What will happen after i've reported an accident to my insurance company? Will they sort it out with the insurance company of the other party involved in the accident? Or will i be expected to handle anymore paper work? Just had my first accident, very stressed, please help!
Asked by Evy - Sun May 27 06:43:08 2007 - - 11 Answers - 0 Comments

A. I work at an insurance agency. Your company should contact the at fault party and handle everything. You will probably have to speak with an adjuster who will handle your claim. If you have good insurance, things will go smoothly. Hope you're okay.
Answered by AlisonFox(y) - Sun May 27 06:46:09 2007

How to find out any infromation about a car accident?
Q. A friend of mine had a friend who passed away due to injuries that substained in a car accident. How to get infromation about the auto accident? Family gave no info about where, when, who, reasons that the accident may have happened. Are there car accident reports for the public to see?
Asked by sexy_lop - Thu Jun 19 07:15:32 2008 - - 2 Answers - 0 Comments

A. you could try your local police station or local newspaper office...i doubt very much if they would give out hat kind of info to someone that is not a relative...might be worth a try though.
Answered by Nancy H - Thu Jun 19 07:24:15 2008

What to do after an accident if other party's insurance contacts you?
Q. A lot of people have told me that if after an accident, the other party's insurance company contacts me, I should not talk to them at all because they are just trying to find a little detail that would make the car accident my fault. Is this true? Are there any consequences by NOT talking with them?
Asked by Dr. Butt, CPA - Fri Jan 25 22:40:59 2008 - - 7 Answers - 0 Comments

A. You need to cooperate, but, you also need to be careful of HOW you answer questions. You want to tell the truth, obviously, but be careful of HOW a questions is worded. If you don't feel comfortable to answer questions on the phone as they WILL record your statements, ask for a "one on one" confrontation and have a witness there with you. Feel free to record the conversation yourself. A real BAD question to answer is: "How far away was the other car when you first saw it? A block away? A half block away? A quarter block away?" Your first impression and what you would likely answer is "A quarter block away" - since after all, THAT was the shortest distance of the choices - but, a quarter block is STILL considerable distance away and it… [cont.]
Answered by Insuranceman - Sat Jan 26 00:13:50 2008

What is the difference between Car Accident and Car Collision?
Q. I saw it in the movie Hot Fuzz and it recently brought up the question. Whats the difference between an Car accident and a car collision? please explain in details. I had this question before, but no one really answered it properly. If its not an accident, then they did it on purpose?
Asked by J Stewart Redlin - Sun Aug 12 19:21:44 2007 - - 5 Answers - 0 Comments

A. An accident says there is no one to blame cause it just naturally happened by nature. i.e. A tree fell and everyone scrambled to avoid it. An collision has someone to blame. Someone is doing something wrong, like talking on a cellphone, or simply not paying attention.
Answered by Cycling Magician - Sun Aug 12 19:47:53 2007

What kind of accident might cause a scar on the body of a diver?
Q. I'm writing a piece of fiction where an ex-navy diver has a scar on his stomach which he got in a diving accident and trying to think of a legitimate story behind it. Can only think of shark or swimming into barbed wire. Any other ideas?
Asked by Sabrina - Tue Sep 9 05:50:09 2008 - - 1 Answers - 0 Comments

A. Coral cuts pretty badly... maybe he swam over some? Or maybe he accidently hit himself with an abalone knife while cutting the shells off the rocks?
Answered by Kristy - Tue Sep 9 10:43:22 2008

What are the chances of dying in a car accident?
Q. What are the chances of getting into a car accident on any given day you decide to go out driviing? What are the chances of dying in said accident? I've been in one before, so it's not like it's a NEW experience. The accident was not my fault and I was a passenger, but I'm beginning to drive on my own and am still terrified of highways...
Asked by Megbee - Sun Oct 14 21:47:30 2007 - - 5 Answers - 0 Comments

A. The only way to prevent and accident is to drive defensively ... always keep your eye out of the other drivers out there. Most accidents happen close to home as they say. I don't think there is anything you could ever do to prevent an accident however ... you simply cannot control the actions of other drivers ... only your own actions and reactions. Your chances of not dying in an accident are greatly decreased by using the safety systems installed in your car ... such as the seat belt. Air bags also save lives ... I have seen this first hand as a paramedic over the past 17 years. I would also add that some cars stand up better in crashes than others. Goodluck and becareful out there ... I am sure you are going to be an excellent driver.
Answered by caleet - Sun Oct 14 22:00:44 2007

What is the worst accident yo uhave seen happen on the road in front of you?
Q. I walked past a new Toyota Matrix xlammed into the sideof an Infiniti FX45 in an idiot lane change. I wonder what is the worst accident you have seen while you were ont he road driving, happening in front of you?
Asked by The Wise Cat Named Binky - Wed Jul 29 21:51:51 2009 - - 3 Answers - 0 Comments

A. Motor-home went over the side of a bridge onto the highway below. 4 dead and several injured. I have worked accidents as bad as this too.
Answered by rottendog93 - Wed Jul 29 22:05:06 2009

How long after a tramatic accident does it take to see if there is swelling on the brain?
Q. My cousin was in a horrible snowmobiling accident last night and is on a ventilator. They said he is doing good but they are waiting to see if there is swelling on his brain.. How long does it take to see if this has happened and how long is the critical period? When can we be sure he is out of harms way? Thank You in Advance.
Asked by myraxellenxamos - Mon Jan 28 08:15:59 2008 - - 3 Answers - 0 Comments

A. They know right away What they are waiting for it to see how quickly it goes down which will be a better indication of the extent of the head trauma and if there will be any preeminent damage.
Answered by emtd65 - Mon Jan 28 08:20:58 2008

What factors does an automobile accident attorney consider when determining to accept a case or not?
Q. What factors does an automobile accident attorney consider when determining to accept a case or not? How would you rank them in importance and why?
Asked by Rob - Mon Dec 8 22:36:45 2008 - - 6 Answers - 0 Comments

A. The likelihood of winning and then actually recovering money and then whether the money is likely to be enough to make it worth his time. Same as plumbers, electricians and anyone else in the business of providing services.
Answered by laughter_every_day - Mon Dec 8 23:37:24 2008

How long does it take to get police accident report?
Q. Hi, it's been over 10 days since I had an accident and I still didn't receive a police accident report? We are in Ontario and we would like to know how long does it take for a police officer to make a final decision regarding liability? Thanks.
Asked by Djordje N - Thu Jun 18 09:11:19 2009 - - 4 Answers - 0 Comments

A. I hope you aren't sitting around waiting for them to send it to you...You have to go to the police department and pick it up...Ten days seems like plenty long enough...And, btw, the police officer does not make the final decision regarding liability. He can only decide what he *thinks* happened, being as how he was probably not there. I've noticed a trend by the police whereby they are intentionally not making these kinds of determinations, even in cases where it is very clear who is at fault. I'm sure it has something to do with getting both parties insurance to pay...
Answered by lillllbit - Thu Jun 18 09:43:19 2009

How a Witness' to a Car Accident have different Perceptions?
Q. I am writting a paper on how if 5 different people were witnesses to a car accident, they would all have different perceptions than one another. I must explain how this can occur. Any help out there?
Asked by Brittany - Wed Sep 9 11:58:38 2009 - - 6 Answers - 0 Comments

A. The brain filters incoming sensory data through a filter of experiences, education, prejudices, and expectations. In some sense the brain presents a simulated view of reality. For example if some detail is not actually perceived, the brain will fill in the gaps to give a complete picture. This is why is it hard to proof read your own writing. The brain reveals what you meant instead of what you wrote.
Answered by Yorky - Wed Sep 9 12:13:26 2009

Accident in funeral procession. Director placed flag on every other car not victims. What is home's liability?
Q. What is the liabality of the funeral home for not putting a flag on the victom's car. Because of no flag, both cars in the accident were deemed at fault by the police.
Asked by JOEY SMITH - Sat Mar 22 22:31:38 2008 - - 5 Answers - 0 Comments

A. Funeral Car Flags offer a unique way to clearly define the mourners cars when forming part of a funeral cortege, thus allowing other road users to show respect by giving way at junctions etc so without the flag the funeral home in my opinion would be responsible...
Answered by UCANTCME - Sun Mar 23 06:45:13 2008

What information should I gather when involved in an auto accident with an uninsured motorist?
Q. California: My friend was involved in an accident with an uninsured motorist. The uninsured was at fault and stopped. My friend gathered some information (Name, address, drivers license, license plate, and phone number). However, the uninsured motorist isn't answering her phone and is not reachable. Property damages incurred to my friend's car amounts to a thousand dollars. My question is: What should my friend have done in this situation in the future? Should she have called the police at the scene of the accident?
Asked by Anonymous - Mon Apr 13 23:06:52 2009 - - 5 Answers - 0 Comments

A. In the case of an accident where there is damage to a vehicle you always call the police to come out and do a police report. The first thing your insurance agent or company is going to ask for is a police report. It has all the dynamics of the accident - this is a legal document that can be taken to court to pursue money to pay for damages to the vehicle or the person if they are injured. The person that hit your friend can deny this accident ever happened. There is nothing that your friend can really do to prove that the accident happened on that respective day, at that respective time, and by that respective person unless there is video / or pictures with time and date stamp or something to that effect. It seems your friend has… [cont.]
Answered by Robert F - Mon Apr 13 23:41:02 2009

Texas accident a stolen car damages a fence so who is resposible?
Q. I live in Texas and a neighbors vehicle is stolen and the reported thief wrecks into my metal pipe fence causing estimated $1500 in property damages. The thief flees the scene an is never caught. I file for property damage and claim is denied due to being a non permissive driver. Should then there not be a theft of auto report to attached at some point , maybe a reference number? There is no mention of it in the accident report at all? Highway Patrol responded and wrote the accident report said to call the County Sheriffs Office to see if there was a theft report made saying they do not handle the criminal side (???beats me) No theft report. I guess its up to the owner to report or not. Seems with the owner claiming no one given… [cont.]
Asked by hurkie1 - Wed Sep 12 07:57:02 2007 - - 5 Answers - 0 Comments

A. As an insurance adjuster I have handled many claims like this (including Texas in the early 90's). I have never worked for an insurance company where we were allowed to deny a claim based on theft without having a valid theft report on file with the Police Dept. If there is no official theft report then I would dispute the denial. A denial of payment to you is legit if there is a police theft report on file. In some cities the theft report is separate from the accident report. Since your property was damaged you should have the right to know if there was a theft report filed. If you haven't already done so call the local police and ask them. You always have the choice of using your own homeowners coverage but then you have that pesky… [cont.]
Answered by fighting saints - Wed Sep 12 09:12:40 2007

Do I need to report the accident to California DMV if I scratched the rental car?
Q. Do I need to report the accident to California DMV if I scratched the rental car while backing from really tight parking space (no one was injured, no other car was involved in an accident, this accident happened at the place where I live currently)? I still don't know the estimate of the damage to their car, but let's assume it's greater than $750. Thanks!
Asked by n g - Tue Oct 28 23:58:16 2008 - - 1 Answers - 0 Comments

A. Yes, you have to report the accident to the DMV if the damages are over $750 or if there's any bodily injury. If the insurance company reports this before you do, the DMV will suspend your license for not reporting it.
Answered by Buzz Killington - Wed Oct 29 00:08:35 2008

How can an accident lead to such a perfect bible?
Q. We all know the bible is random myths crumpled together. How that this accident result in a totally coherent bible? Therefore, ladies and gentlemen, I proved that the bible is totally true even when it's false. And it was no accident. QED.
Asked by Misses M - Tue Mar 17 00:17:27 2009 - - 23 Answers - 0 Comments

A. Ha! Coherent??? What about those hundreds of contradictions? I don't know of anyone who says Bible was led by an accident. Don't know where that's from. I know for sure humans wrote it.
Answered by Teapotistic Pastafarian - Tue Mar 17 00:20:37 2009

What happens if you get into a car accident without insurance?
Q. My friend just had a car accident today. She reported to AAA thinking that she was corvered under her parents. After reporting to AAA insurance company, she called her parents and told them about it and they said she wasn't corvered. What happens now? She has one of the people from AAA coming tomorrow to take pictures of the damaged car. The car itself has a one-way insured by the parents.
Asked by Lil M - Thu Mar 1 23:19:32 2007 - - 8 Answers - 0 Comments

A. I'm a AAA claims adjuster...here's the deal: We (AAA) are conducting 2 different investigations as required by the DOI. 1 is for coverage (known as a Claims Coverage Question), the 2nd is liability. Even though we are looking at the vehicle to assess the damage, this is not in anyway an implication of coverage...all it is is a damage assessment. If the CCQ is cleared (coverage is allowed) then the estimate is already on had for immediate payment. Her parents aren't in the position to determine if AAA will cover something. Coverage questions are very difficult to resolve and can take weeks, sometimes months depending on the situation. There are many legal questions that must be answered prior to extending, or denying, coverage. … [cont.]
Answered by bundysmom - Fri Mar 2 00:24:01 2007

What steps do you take after a car accident?
Q. After a minor car accident, what do you have to do? Do you exchange insurance information with the other driver? What do you do with this information? What if you don't agree on who was at fault? Is calling the police always necessary?
Asked by penguinef - Wed Apr 4 22:27:38 2007 - - 7 Answers - 0 Comments

A. You exchange names, addresses, insurance information, license plate number and phone numbers with the other person involved. Take note of the damage on your vehicle and the other person's vehicle...and remember what happened. Contact your insurance agent and give him/her the details of the accident, the other person's info and the other person's insurance information. In some states, you have to get a police report also. Get a copy and keep it in case the insurance company needs it. In some states, the police always respond, while in others, they will not respond if it's in a parking lot.
Answered by brotherb95 - Thu Apr 5 00:09:59 2007

Can you get money off your homeowners insurance for an auto accident?
Q. I was in an accident where I didn't have insurance on my vehicle and neither did the other driver. Am I able to use my homeowners insurance to get money to pay for medical bills from the accident? My husabnd said someone at work told him about this, but I have never neard of it before.
Asked by amy g - Tue Feb 20 13:30:38 2007 - - 8 Answers - 0 Comments

A. Thank you for running into each other instead of an innocent person who is following the rules. You stand as much chance as your homeowner paying the bills for your accident as there is that your auto insurance would cover your house burning down. If that's not plain enough, NO. Which ever of you was at fault in the accident owes the other for all damages.
Answered by oklatom - Tue Feb 20 14:44:54 2007

How can I find out what insurance is covering an car accident?
Q. I found out my father is getting money from some accident..but he is like 5 years behind in child support so my mothers lady or what not can't get the money he owes unless we know the insurance paying for the accident. So is there anyway to determine this?
Asked by ben - Fri Oct 3 09:10:41 2008 - - 3 Answers - 0 Comments

A. If you know where and when the accident took place, you can go to the police station and look at the police report. Police reports are public information in some states - but, you may be able to access it even if it isn't since he is your father.
Answered by JLG - Fri Oct 3 12:51:16 2008